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In the past, people bought goods using (5) _______. They rarely borrowed money from financial institutions and only when they had saved the money did they buy what they wanted. Recently, however, there have been great changes in the way people purchase goods. To begin with, some people pay for things by cheque, (6) ______ others prefer monthly installments rather than paying the whole amount at once. Most consumers, though, prefer to buy things using their credit cards. (7) _______, it is thought that there are benefits to having a credit card. Apart from the fact that credit cards are handy, some stores offer bonus points to people making purchases, while others give discounts on certain products. On the other hand, credit cards must be used wisely because they can prove disastrous. In the long run, consumers find that they can’t (8) _______ without their credit cards and constantly rely on them, as they are “easy money”. As a result, some people lose control of their finances spending more than they should end up not being able to (9) _______. So they end up in debt and have difficulty in paying it back

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...... your address at the bottom of the application form

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The fictitious androids written about in the mid-1900s are becoming a reality with advances in the field of robotics. Japan and Korea have been pioneers in this field. They regularly compete to be the first. The focus on most reseachers is in (31) _____ life-like, attractive female androids. A Japanese research group led by Hiroshi Ishiguro created ther world’s first female android, which is called Actroid in 2003. The early model was limited so upgrades were made and the dramatic entertainment model was released in 2006. Actroids are covered with a silicone skin and have built-in sensors making them (32) _____ of reacting to humans, and they can also mimic many human behaviors. (33) _____, they can be programmed to speak in any language. The Korean android, EveR-2, released in 2006, was designed by a team from Kitech. They claim that she is more life-like than Actroids, and she can mimic emtions. She can also speak and move her lips to match her (34) _____. Future models are expected to have higher mobility and even be proficient in dancing. Research teams have also created male androids. One in particular is the Germinoid HI-I. Regardless of the competition, it’s clear that this technology will one day present us (35) _____ the dilemma of determining human from machine

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The argument was over artistic freedom – money never ........  it

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Some people are against children ____ to school before they are six

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It is politely requested by the hotel management that radios ____ after 11 o'clock at night

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_________, Tim recovered from the sickness quickly

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I am the tallest in my group, _________?

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___________ more help, I would call my neighbor

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Are you looking for anything in ______?

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The levee is holding __________ the floodwaters, for now

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Positive parent-child bonds foster autonomy, curiosity, self-esteem and better ____ skills.

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I tried hard but I couldn't ___________him

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Up to now, I _________a lot of information about her

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Many groups worldwide are trying to develop vaccines that protect against a wide range of coronaviruses and prevent (26) _______ pandemic. These efforts have now been boosted by the discovery that some healthcare workers had pre-existing immunity to the SARS-CoV-2 virus during the first wave of the pandemic. During the first half of 2020, around 700 healthcare workers in the UK were tested weekly as part of a crowdfunded study called Covid Sortium. Most of these people, who wore protective equipment, never tested positive for covid-19 in PCR tests or developed covid-19 antibodies – proteins that (27) _______ to the outside of viruses, preventing cells from being infected. (28)_______ , when Leo Swadling and Mala Maini at University College London and their colleagues looked more closely, they found some of those (29) _______ tested negative had a protein in their blood that is linked to covid-19 infection, as well as T cell responses to the SARS-CoV-2 virus. T cells are (30) _______ of the immune system

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  ___ can I buy some milk? At the supermarket

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The more trees they cut, _______ extreme climate events occur.

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If there is any money ------- in the budget, we need to modernize our company's present system of international communications.

….name is Marry.

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This is Mr and Mrs Simth, those are .................... children.

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The earth's resources are being used ____________ at an alarming rate