Choose the best answer:
We're ____ to announce that you were selected to be our new faculty manager.

 

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Coal, oil and gas get more than $370bn a year in support, compared with $100bn for renewables, the International Institute for Sustainable Development (IISD) report found. Just 10-30% of the fossil fuel subsidies would pay for a global transition to clean energy, the IISD said. Ending fossil fuel subsidies has long been seen as vital to tackling the climate emergency, with the G20 nations pledging in 2009 to phase them out, but progress has been limited. The new analysis shows how redirecting some of the fossil fuel subsidies could decisively tip the balance in favour of green energy, making it the cheapest electricity available and instigating a rapid global rollout. The transition from polluting fossil fuels to clean energy is already under way. Annual investment in renewables has been greater than that in fossil fuel electricity generation since 2008 and new renewable capacity has exceeded fossil fuel power each year since 2014. But progress is slow compared with the urgency required, said Bridle. “There is no question that renewables can power the energy system,” he said. “The question now is can we transit quickly enough away from fuels like coal, and subsidy reform is a very obvious step towards that.  Reform of fossil fuel subsidies could have a significant impact on global heating. An earlier IISD study of 20 countries with large fossil fuel subsidies found that a 30% swap to renewables would lead to emissions reductions of between 11% and 18%. Most experts define fossil fuel subsidies as financial or tax support for those buying fuel or the companies producing it. The IMF also includes the cost of the damage fossil fuel burning causes to climate and health, leading to an estimate of $5.2tn of fossil fuel subsidies in 2017, or $10m a minute. Ending the subsidies would cut global emissions by about a quarter, the IMF estimates, and halve the number of early deaths from fossil fuel air pollution. Bridle said funding fossil fuel subsidies was “madness”, but said ending them could cause short-term price rises and political difficulties, as the benefits of lower costs in the future and reduced air pollution are less obvious. “There are political problems but it is worth persevering because the prize is so big,” he said. “You have to bring people along with you.” Gençsü said governments must ensure that the most vulnerable people were not adversely affected by changes. 
1. Which best serves as the title for the passage?

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Do you find the American education system to be confusing and different from the education system in your own country? Do you want to attend a university or a school in the USA? The American education system offers international students the most diverse set of options in the world. In fact, an international student who elects to take advantage of the American education system can pursue anything from nuclear science to film and dance. The possibilities are almost endless! The American education system requires that students complete 12 years of primary and secondary education prior to attending university or college. This may be accomplished either at public (or government-operated) schools, or at private schools. These 12 years of schooling (or their equivalent) may also be completed outside the USA, thus giving foreign students the opportunity to pursue the benefits of the American education system and obtain a quality American education. Perhaps one of the most impressive facts is the large number of presidents, prime ministers and leaders from other countries who have experienced the American education system and graduated from a university or school in the USA. In many fields and industries, the American education system offers the most cutting-edge, soughtafter programs at the world’s best schools. That is why graduating from an accredited American school and being exposed to the rigors of the American education system is an investment in your future. Whether you want to study at a USA university, a top college, or at an ESL, vocational or high school, a thorough understanding of how the American education system works is essential. Without a clear grasp of the system, an international student will find it difficult to make the right academic choices. The information provided in the Overview of the American education system section will help you develop that understanding. You can also search our list of Universities, colleges, community colleges, graduate schools, and boys and girls boarding schools. It is no surprise that the United States hosts more international students than any other country in the world!  
2. The word “cutting-edge” in the second paragraph is closest in meaning

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Globally we use more energy than ever before, and the demand is rapidly growing. Economic expansion of emerging market economies, population growth and our increasing use of energy-consuming devices are among the most important contributing factors. About one-third of the radiation hitting Earth’s atmosphere is reflected back out into space by clouds, ice, snow, sand and other reflective surfaces. The other two-thirds is absorbed by the Earth’s surface and the atmosphere. As the land, oceans and atmosphere heat up, they re-emit energy as infrared thermal radiation, which passes through the atmosphere. Heat-trapping gases like carbon dioxide (CO2) absorb this infrared radiation and prevent it from dissipating into space, giving rise to what we know as the greenhouse effect. The accumulation of CO2 and other greenhouse gases in the atmosphere is the dominating driver of recent climate change. CO2 is estimated to be responsible for 64 % of man-made global warming. Other greenhouse gases are released in much smaller amounts but still contribute significantly to the overall warming effect, as they are much more potent heat-trapping gases than CO2. The EU is taking action on many levels. One example is on fluorinated gases that are contributing less than CO2 but still a particular point of concern in addressing climate change. They are used in several types of products, such as in refrigeration, air-conditioning and heat pump equipment. While fluorinated gases are released into the atmosphere in smaller quantities than other greenhouse gases, they are extremely potent – they produce a warming effect 23 000 times greater than CO2. For this reason the EU has decided to control their use. The EU’s regulation on fluorinated greenhouse gases aims at cutting the Union’s emissions by two-thirds compared to 2014 levels. Chemicals are not only part of the problem – they are also part of the solution. Sustainable energy sources like solar power rely on chemical innovation using, for example, nanomaterials. One of the main challenges with renewable energy is how to increase its viability with the help of energy storage solutions. For example, solar panels have the best conditions in the desert, but that is not where most people live. Windmills also produce power during the night, which is when our energy consumption is at its lowest. In other words, technologies to improve energy storage and transportation is one of the important areas of research where innovation is needed  
3. According to paragraph 2, why does part of the energy received from the sun remain on Earth?

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In 1959 Xerox created the first plain paper copy machine. It was one of the most  successful products ever. The company name Xerox grew into a verb that means “to copy,” as in “Bob, can you Xerox this for me?” Around 50 years later, the same thing happened to Google. Their company name grew into a verb that means “to do an internet search.” Now everyone and their grandma knows what it means to Google it.  Unlike Xerox, Google wasn’t the first company to invent their product, not by a long shot. Lycos released their search engine in 1993. Yahoo! came out in 1994. AltaVista began serving results in 1995. Google did not come out until years later, in 1998. Though a few years difference may not seem like much, this is a major head start in the fast moving world of tech. So how did Google do it? How did they overtake their competitors who had such huge leads in time and money? Maybe one good idea made all the difference.  There are millions and millions of sites on the internet. How does a search engine know which ones are relevant to your search? This is a question that great minds have been working on for decades. To understand how Google changed the game, you need to know how search engines worked in 1998. Back then most websites looked at the words in your query. They counted how many times those words appeared on each page. Then they might return pages where the words in your query appeared the most. This system did not work well and people often had to click through pages and pages of results to find what they wanted.  Google was the first search engine that began considering links. Links are those blue underlined words that take you to other pages when you click on them. Larry Page, cofounder of Google, believed that meaningful data could be drawn from how those links connect. Page figured that websites with many links pointing at them were more important than those that had few. He was right. Google’s search results were much better than their rivals. They would soon become the world’s most used search engine.  It wasn’t just the great search results that led to Google becoming so wellliked. It also had to do with the way that they presented their product. Most of the other search engines were cluttered. Their home pages were filled with everything from news stories to stock quotes. But Google’s homepage was, and still is, clean. There’s nothing on it but the logo, the search box, and a few links. It almost appears empty. In fact, when they were first testing it, users would wait at the home page and not do anything. When asked why, they said that they were, “waiting for the rest of the page to load.” People couldn’t imagine such a clean and open page as being complete. But the fresh design grew on people once they got used to it. 
7. Which was cited as a reason why Google became so popular?

Read and complete the sentence.  " Many of these songs deal ________ important social issue, such as racial integration and the war in Vietnam."

Chooose the best answer:
The flight had to be delayed___ the bad weather.

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Most young people and their families have some ups and downs during their teenage years, but things usually improve by late adolescence as children become more mature. And family relationships tend to stay strong right through. For teenagers, parents and families are a source of care and emotional support. Families give teenagers practical, financial and material help. And most teenagers still want to spend time with their families, sharing ideas and having fun. Adolescence can be a difficult time-your child is going through rapid physical changes as well as emotional ups and downs. Young people aren’t always sure where they fit, and they’re still trying to work it out. Adolescence can also be a time when peer influences and relationships can cause you and your child some stress. During this time your family is still a secure emotional base where your child feels loved and accepted, no matter what’s going on in the rest of his life. Your family can build and support your child’s confidence, self-belief, optimism and identity. When your family sets rules, boundaries and standards of behavior, you give your child a sense of consistency and predictability. And believe it or not, your life experiences and knowledge can be really useful to your child-she just might not always want you to know that! Supportive and close family relationships protect your child from risky behavior like alcohol and other drug use, and problems like depression. Your support and interest in what your child is doing at school can boost his desire to do well academically too. Strong family relationships can go a long way towards helping your child grow into a well-adjusted, considerate and caring adult.  
1. According to the passage, when does the family relationship start to become stable?

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Some U.S. schools, however, have tried to limit or remove technology to improve learning. One of them is in Silicon Valley, the centre of the American tech industry. The Waldorf School of the Peninsula does not use any computers or (1) ____ technology in its education programs up to the seventh grade. The school’s website says while Waldorf teachers recognize the role technology can (2) ____ in the classroom, it must wait until the student reaches the right developmental age. “We observe that a child’s natural, instinctive, creative and curious way of (3) ____ to the world may be repressed when technology is introduced into learning environments at an early age,” the website says. When students reach high school, they are allowed to use computers and digital tools in the classroom. There are many independent Waldorf Schools throughout North America. The schools centre heavily on (4) ____ learning and aim to teach skills in “creativity and innovative thinking.” They also (5) ______ importance on students developing “social and emotional intelligence” as part of the educational experience

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Climate change is caused by the (1) ______ high levels of dangerous chemicals in the  atmosphere, particularly carbon dioxide. It is estimated that average global temperatures will rise (2) _______ between two and six degrees by the end of this century. We all know the effects could be catastrophic, but are we (3) _______ of the possible solutions? Crazy as it sounds, a group of academics from British universities is making a plan to build a 12-mile pipe, held up by a huge balloon, that would pump (4) ____ quantities of toxic chemicals, such as sulphur dioxide, into the atmosphere. Surprisingly, there is good science behind the idea. The chemicals would form a (5) ____ layer around the Earth that would reflect sunlight and so cool the Earth, much like the effects of a volcanic eruption

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Thunderstorms, with their jagged bursts of lightning and roaring thunder, are actually one of nature’s primary mechanisms for transferring heat from the surface of the earth into the atmosphere. A thunderstorm starts when low-lying pockets of warm air from the surface of the earth begin to rise. The pockets of warm air float upward through the air above that is both cooler and heavier. The rising pockets cool as their pressure decreases, and their latent heat is released above the condensation line through the formation of cumulus clouds. What will happen with these clouds depends on the temperature of the atmosphere. In winter, the air temperature differential between higher and lower altitudes is not extremely great, and the temperature of the rising air mass drops more slowly. During these colder months, the atmosphere, therefore, tends to remain rather stable. In summer, however, when there is a high accumulation of heat near the earth’s surface, in direct contrast to the considerably colder air higher up, the temperature differential between higher and lower altitudes is much more pronounced. As warm air rises in this type of environment, the temperature drops much more rapidly than it does in winter; when the temperature drops more than 4 degrees Fahrenheit per thousand feet of altitude, cumulus clouds aggregate into a single massive cumulonimbus cloud, or thunderhead. In isolation, a single thunderstorm is an impressive but fairly benign way for Mother Earth to defuse trapped heat from her surface; thunderstorms, however, can appear in concert, and the resulting show, while extremely impressive, can also prove extraordinarily destructive. When there is a large-scale collision between cold air and warm air masses during the summer months, a squall line, or series of thunderheads, may develop. It is common for a squall line to begin when an advancing cold front meets up with and forces itself under a layer of warm and moist air, creating a line of thunderstorms that races forward at speeds of approximately forty miles per hour. A squall line, which can be hundreds of miles long and can contain fifty distinct thunderheads, is a magnificent force of nature with incredible potential for destruction. Within the squall line, often near its southern end, can be found supercells, long-lived rotating storms of exceptional strength that serve as the source of tornadoes.
6. The word “itself” in paragraph 3 refers to ________

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Marriage is an ancient religious and legal practice celebrated around the world. However, wedding customs vary from country to country. The Wedding Dress: In many countries, it is customary for the bride to wear a white dress as a symbol of purity. The tradition of wearing a special white dress only for the wedding ceremony started around 150 years ago. Before that, most women could not afford to buy a dress that they would only wear once. Now, bridal dresses can be bought in a variety of styles. In some Asian countries and in the Middle East, colors of joy and happiness like red or orange other than white are worn by the bride or used as part of the wedding ceremony. The Wedding Rings: In many cultures, couples exchange rings, usually made of gold or silver and worn on the third finger of the left or right hand, during the marriage ceremony. The circular shape of the ring is symbolic of the couple’s eternal union. In Brazil, it is traditional to have the rings engraved with the bride’s name on the groom’s ring, an vice versa. Flowers: Flowers play an important role in most weddings. Roses are said to be the flowers of love, and because they usually bloom in June, this has become the most popular month for weddings in many countries. After the wedding ceremony, in many countries the bride throws her bouquet into a crowd of well-wishers – usually her single female friends. The person who catches this bouquet will be the next one to marry. Gifts: In Chinese cultures, wedding guests give gifts of money to the newly-weds in small red envelopes. Money is also an appropriate gift at Korean and Japanese wedding. In many Western countries, for example in the U.K, wedding guests give the bride and groom household items that they may need for their new home. In Russia, rather than receiving gifts, the bride and groom provide gifts to their guests instead. With the continued internationalization of the modern world, wedding customs that originated in one part of the world are crossing national boundaries and have been incorporated into marriage ceremonies in other countries. 
2. The tradition of wearing a special dress only on one’s wedding day is ____.

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The term “generation gap” may have been coined not long ago but the problem itself is as old as the hills. All sorts of conflicts and misunderstanding between younger and older generations occur in probably every family. Adults complain about arrogance and insensitivity of young people whereas the latter claim that their parents have no idea about what they are going through. There seems to be no perfect solution to this problem as the young and the old find it difficult, if not impossible, to communicate and accept opposite views. The fact that teenagers develop different values from those held by their parents leads to numerous conflicts. There are many reasons why the problem of generation gap arises. First of all, the period of adolescence is difficult. Teenagers are not children any longer, but they are no adults yet. They search for a sense of identity and crave independence. On the other hand, they depend on their parents financially and still need their parent consent when they want to go out, go for holidays, buy something expensive, invite friends home, etc. Very often teenagers treat their parents like enemies especially when they are not permitted to do one thing or another. Obviously, it is understandable when parents insist a teenager returns home before midnight. They have a wide knowledge of the world and all kinds of risks involved – reckless youngsters see no danger in walking alone in the middle of the night or getting a lift from a stranger who might be a serial killer. When children grow up and start their own families they are able to admit that their parents were usually right, although a bit overprotective at times  However, we must remember that adolescence is the period of making important decisions. Sixteen or seventeen-year-olds want to choose their career path or at least develop their talents, which in turn will enable them to decide upon a job later on. Secondly, it is in their late teens when they form their lifelong friendships, go for their first dates, analyze what qualities they will look for in their future partners. Unfortunately, a lot of parents do not want to accept the fact that their child is growing up and has the sole right to choose who she or he wants to become in the future. Such mothers and fathers often have their own idea what their child’s life should be. To my mind, this kind of behavior is really harmful and it can result in a very serious family conflict. Every now and then we meet forty-year-old people who accuse their parents of making them study the subject they hated or marrying the person they never loved. The generation gap problem, which usually disappears a few years later, in such families turns into an emotional wound which might never heal and the feeling of a wasted life on both parts. To sum up, although conflicts between teenagers and their parents are unavoidable, they definitely do not have to lead to an open war. My advice to parents is to try and treat teenagers as their equal partners and to accept their ideas. Teenagers should respect their mothers and fathers more, and be always ready to discuss serious problems with them. All in all, who else loves them more than their parents do?  
7. According to paragraph 4, which of the following is NOT mentioned as the thing teenagers do during their adolescence?

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Geothermal energy is the heat from the Earth. It’s clean and sustainable. Resources of geothermal energy range from the shallow ground to hot water and hot rock found a few miles beneath the Earth’s surface, and down even deeper to the extremely high temperatures of molten rock called mác-ma. Almost everywhere, the shallow ground or upper 10 feet of the Earth’s surface maintains a nearly constant temperature between 50° and 60°F (10° and 16°C). Geothermal heat pumps can tap into this resource to heat and cool buildings. A geothermal heat pump system consists of a heat pump, an air delivery system (ductwork), and a heat exchanger-a system of pipes buried in the shallow ground near the building. In the winter, the heat pump removes heat from the heat exchanger and pumps it into the indoor air delivery system. In the summer, the process is reversed, and the heat pump moves heat from the indoor air into the heat exchanger. The heat removed from the indoor air during the summer can also be used to provide a free source of hot water. In the United States, most geothermal reservoirs of hot water are located in the western states, Alaska, and Hawaii. Wells can be drilled into underground reservoirs for the generation of electricity. Some geothermal power plants use the steam from a reservoir to power a turbine/generator, while others use the hot water to boil a working fluid that vaporizes and then turns a turbine. Hot water near the surface of Earth can be used directly for heat. Direct-use applications include heating buildings, growing plants in greenhouses, drying crops, heating water at fish farms, and several industrial processes such as pasteurizing milk. Hot dry rock resources occur at depths of 3 to 5 miles everywhere beneath the Earth’s surface and at lesser depths in certain areas. Access to these resources involves injecting cold water down one well, circulating it through hot fractured rock, and drawing off the heated water from another well. Currently, there are no commercial applications of this technology. Existing technology also does not yet allow recovery of heat directly from mác-ma, the very deep and most powerful resource of geothermal energy 
3. The phrasal verb “consists of” in paragraph 2 can be best replaced by ______

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After years of hype and false starts, the shift to clean power has begun to accelerate at a pace that has taken the most experienced experts by surprise. Even leaders in the oil and gas sector have been forced to confront an existential question: will the 21st century be the last one for fossil fuels? It is early, but the evidence is mounting. Wind and solar parks are being built at unprecedented rates, threatening the business models of established power companies. Electric cars that were hard to even buy eight years ago are selling at an exponential rate, in the process driving down the price of batteries that hold the key to unleashing new levels of green growth. “This clean energy disruption has just started and what is striking is how much of a financial impact it is already having on some companies,” says Per Lekander, a portfolio manager at London’s Lansdowne Partners hedge fund, who has tracked global energy markets for more than 25 years. “It hit the electricity sector first, in Europe in 2013 and then the US two years later. Now it has spread to the auto sector and I think the oil industry is next.” The shift has come as increased government efforts to curb climate change and smog have driven down costs and spurred technical advances, creating a green energy industry that looks nothing like it did a decade ago: expensive and sluggish. Today, China and India have picked up the baton and are driving a sector that has spread to every continent. The result was a banner year for green energy in 2016  
4. In which year was the electricity sector in US hit by the use of green energy?

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Stabilisation work means the Leaning Tower of Pisa is leaning slightly less than it used to, experts have said. The tower, which has leaned to one side ever since it began to take shape in 1173, has lost 4cm of its tilt over the past two decades, according to a report from the surveillance group that meets every three months to give updates on the monument’s condition “Since restorative work began, the tower is leaning about half a degree less,” said Nunziante Squeglia, a geotechnics professor at the University of Pisa who works with the group. “But what counts is the stability of the tower, which is better than initially predicted.” The structure, which was badly damaged during the second world war, was closed to the public in 1990 over safety fears and did not reopen for 11 years. The surveillance group was set up in 2001 ago after Michele Jamiolkowski, an engineer of Polish origin, coordinated an international committee to save the landmark. The bell tower, a symbol of the power of the maritime republic of Pisa in the Middle Ages, was defective from the beginning due to the porous clay soil beneath its foundations. After three floors were completed, construction stopped and did not resume until 90 years later when workers started building additional floors on a diagonal to offset the lean. But work was again disrupted before finally being completed in 1372. The tower, located behind Pisa’s cathedral, attracts more than 5 million visitors a year. Reaching the top requires climbing 269 steps. The surveillance group’s work, which is funded by the non-profit Opera della Primaziale Pisana, includes improving the quality of the structure’s conservation and promoting research.
1. Which best serves as the title for the passage?

The National Automobile Show in New York has been one of the top auto shows in the United States since 1900. On November 3 of that year, about 8,000 people looked over the "horseless carriages." It was the opening day and the first opportunity for the automobile industry to show off its wares to a large crowd; however, the black-tie audience treated the occasion more as a social affair than as a sales extravaganza. It was also on the first day of this show that William McKinley became the first U.S. president to ride in a car.
The automobile was not invented in the United States. That distinction belongs to Germany. Nikolaus Otto built the first practical internal-combustion engine there in 1876. Then, German engineer Karl Benz built what are regarded as the first modern automobiles in the mid-1880s. But the United States pioneered the merchandising of the automobile. The auto show proved to be an effective means of getting the public excited about automotive products.

By happenstance, the number of people at the first New York show equaled the entire car population of the United States at that time. In 1900,10 million bicycles and an unknown number of horse-drawn carriages provided the prime means of personal transportation. Only about 4,000 cars were assembled in the United States in 1900, and only a quarter of those were gasoline powered. The rest ran on steam or electricity.

After viewing the cars made by forty car makers, the show's audience favored electric cars because they were quiet. The risk of a boiler explosion turned people away from steamers, and the gasoline-powered cars produced smelly fumes. The Duryea Motor Wagon Company, which launched the American auto industry in 1895, offered a fragrant additive designed to mask the smells of the naphtha that it burned. Many of the 1900 models were cumbersome—the Gasmobile, the Franklin, and the Orient, for example, steered with a tiller like a boat instead of with a steering wheel. None of them was equipped with an automatic starter.

These early model cars were practically handmade and were not very dependable. They were basically toys of the well-to-do. In fact, Woodrow Wilson, then a professor at Princeton University and later President of the United States, predicted that automobiles would cause conflict between the wealthy and the poor. However, among the exhibitors at the 1900 show was a young engineer named Henry Ford. But before the end of the decade, he would revolutionize the automobile industry with his Model T Ford. The Model T, first produced in 1909, featured a standardized design and a streamlined method of production—the assembly line. Its lower costs made it available to the mass market.

Cars at the 1900 show ranged in price from $1,000 to $1,500, or roughly $14,000 to $21,000 in today's prices. By 1913, the Model T was selling for less than $300, and soon the price would drop even further. "I will build cars for the multitudes," Ford said, and he kept his promise

Which of the following is closest in meaning to the word "launched" in paragraph 4 ________.

Mark the letter A, B, C, or D on your answer sheet to indicate the undelined part that needs correction in each of the following questions:
It is said that George Washington was one of the first to realize how important tire building of canals would be to the nation’s development. In fact, before he became the President, he headed the first company in the United States to build a canal, which was to connect the Ohio and Potomac rivers. It was never completed, but it showed the nation the feasibility of canals. As the country expanded westward, settlers in western New York, Pennsylvania, and Ohio needed a means to ship goods. Canals linking natural waterways seemed to supply an effective method.
In 1791, engineers commissioned by the state of New York investigated the possibility of a canal between Albany on the Hudson River and Buffalo on Lake Eric to link the Great Lakes area with the Atlantic seacoast. It would avoid the mountains that served as a barrier to canals from the Delaware and Potomac rivers.
The first attempt to dig the canal, to be called the Eric Canal, was made by private companies but only a comparatively small portion was built before the project was halted for lack of funds. The cost of the prospect was estimated $5 million, an enormous amount for those days. There was some on-again-off-again federal funding, but this time the War of 1812 put an end to construction. In 1817, DeWitt Clinton was elected Governor of New York and persuaded the state to finance and build the canal. It was completed in 1825, costing S2 million more than expected.
The canal rapidly lived up to its sponsors’ faith, quickly paying for itself through tolls. It was far more economical than any other form of transportation at the time. It permitted trade between the Great Lake region and the East coast, robbing the Mississippi River of much of its traffic. It allowed New York to supplant Boston, Philadelphia, and other eastern cities as the chief center of both domestic and foreign commerce. Cities sprang up along the canal. It also contributed in a number of ways to the Norths victory over the South in the Civil War.
An expansion of the canal was planned in 1849. Increased traffic would undoubtedly have warranted its construction had it not been for the railroads.

Which of the following is NOT given as an effect of the building of the Eric Canal in paragraph 4?

Choose the best answer:
The research on tourism was .................... by scientists at the most famous national university.

Read the following passage and mark the letter A, B, C, or D on your answer sheet to indicate the correct answer to each of the questions from 36 to 42.

It is estimated that by 2050 more than two-thirds of the world's population will live in cities, up from about 54 percent today. While the many benefits of organized and efficient cities are well understood, we need to recognize that this rapid, often unplanned urbanization brings risks of profound social instability, risks to critical infrastructure, potential water crises and the potential for devastating spread of disease. These risks can only be further exacerbated as this unprecedented transition from rural to urban areas continues.
 How effectively these risks can be addressed will increasingly be determined by how well cities are governed. The increased concentration of people, physical assets, infrastructure and economic activities mean that the risks materializing at the city level will have far greater potential to disrupt society than ever before.
 Urbanization is by no means bad by itself. It brings important benefits for economic, cultural and societal development. Well managed cities are both efficient and effective, enabling economies of scale and network effects while reducing the impact on the climate of transportation. As such, an urban model can make economic activity more environmentally-friendly. Further, the proximity and diversity of people can spark innovation and create employment as exchanging ideas breeds new ideas.
 But these utopian concepts are threatened by some of the factors driving rapid urbanization. For example, one of the main factors is rural-urban migration, driven by the prospect of greater employment opportunities and the hope of a better life in cities. But rapidly increasing population density can create severe problems, especially if planning efforts are not sufficient to cope with the influx of new inhabitants. The result may, in extreme cases, be widespread poverty. Estimates suggest that 40% of the world's urban expansion is taking place in slums, exacerbating socio-economic disparities and creating unsanitary conditions that facilitate the spread of disease.
 The Global Risks 2015 Report looks at four areas that face particularly daunting challenges in the face of rapid and unplanned urbanization: infrastructure, health, climate change, and social instability. In each of these areas we find new risks that can best be managed or, in some cases, transferred through the mechanism of insurance.

Which statement is TRUE, according to the passage? 

Choose the best answer:
He often spend the evening _____________ fairy tales for his daughter.