Interest is the sum charged for borrowing money for a fixed period of time. Principal is the term used for the money that is borrowed, and the rate of interest is the percent per year of the principal charged for its use. Most of the profits for a bank are derived from the interest that they charge for the use of their own or their depositor’s money.
All problems in interest may be solved by using one general equation that may be stated as follows:
Interest = Principal X Rate X Time
Any one of the four quantities – that is, interest, principal, rate, or time – may be found when the other three are known. The time is expressed in years. The rate is expressed as a decimal fraction. Thus, 6 percent interest means six cents charged for the use of $1 of principal borrowed for one year. Although the time may be less than, equal to, or greater than one year, most applications for loans are for periods of less than one year. For purpose of computing interest for short periods, the commercial year or 360 days is commonly used, but when large sums of money are involved, exact interest is computed on the basis of 365 days.
Most applications for loans are for.............
Suy nghĩ và trả lời câu hỏi trước khi xem đáp án
Lời giải:
Báo saiAlthough the time may be less than, equal to, or greater than one year, most applications for loans are for periods of less than one year
Mặc dù thời gian có thể nhỏ hơn, bằng hoặc lớn hơn một năm, hầu hết các đơn xin vay đều có thời hạn dưới một năm
Câu hỏi liên quan
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No educational medium better as means of spatial communication than the atlas. Atlases deal with such invaluable information as population distribution and density. One of the best, Pennycooke's World Atlas, has been widely accepted as a standard owing to the quality of its maps and photographs, which not only show various settlements but also portray them in a variety of scales. In fact, the very first map in the atlas is a cleverly designed population cartogram that projects the size of each country if geographical size were proportional to population. Following the proportional layout, a sequence of smaller maps shows the world’s population density, each country’s birth and death rates, population increase or decrease, industrialization, urbanization, gross national product in terms of per capita income, the quality of medical care, literacy, and language. To give readers a perspective on how their own country fits in with the global view, additional projections depict the world's patterns in nutrition, calorie and protein consumption, health care, number of physicians per unit of population, and life expectancy by region. Population density maps on a subcontinental scale, as well as political maps. Convey the diverse demographic phenomena of the world in a broad array of scales.
The author of the passage implies that ...........
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Read the following passage and mark the letter A, B, C, or D on your answer sheet to indicate the correct answer to each of the questions.
Contrary to popular belief, one does not have to be a trained programmer to work online. Of course, there are plenty of jobs available for people with high-tech computer skills, but the growth of new media has opened up a wide range of Internet career opportunities requiring only a minimal level of technical expertise. Probably one of the most well-known online job opportunities is the job of Webmaster. However, it is hard to define one basic job description for this position. The qualifications and responsibilities depend on what tasks a particular organization needs a Webmaster to perform.
To specify the job description of a Webmaster, one needs to identify the hardware and software the website the Webmaster will manage is running on. Different types of hardware and software require different skill sets to manage them. Another key factor is whether the website will be running internally or externally (renting shared space on the company servers). Finally, the responsibilities of a webmaster also depend on whether he or she will be working independently, or whether the firm will provide people to help. All of these factors need to be considered before one can create an accurate webmaster job description.
Webmaster is one type of Internet career requiring in-depth knowledge of the latest computer applications. However, there are also online jobs available for which traditional skills remain in high demand. Content jobs require excellent writing skills and a good sense of the web as a “new media”.
The term “new media” is difficult to define because it compasses a constantly growing set of new technologies and skills. Specifically, it includes websites, email, internet technology, CD-ROM, DVD, streaming audio and video, interactive multimedia presentations, e-books, digital music, computer illustration, video games, virtual reality, and computer artistry.
Additionally, many of today’s Internet careers are becoming paid-by-the-job professions. With many companies having to downsize in tough economic items, the outsourcing and contracting of freelance workers online has become common business practice. The Internet provides an infinite pool of buyers from around the world with whom freelancers can contract their services. An added benefit to such online jobs is that freelancers are able to work on projects with companies outside their own country.
How much can a person make in these kinds of careers? As with many questions related to today’s evolving technology, there is no simple answer. There are many companies willing to pay people with Internet skills salaries well over $70,000 a year. Generally, webmasters start at about $30,000 per year, but salaries can vary greatly. Freelance writers working online have been known to make between $40,000 to $70,000 a year.
According to the passage, which of the following is TRUE of webmasters?
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In the exploration of the linguistic life cycle, it is apparent that it is much more difficult to learn a second language in adulthood than a first language in childhood. Most adults never completely master foreign language, especially in phonology - hence the ubiquitous foreign accent. Their development often "fossilizes" into permanent error patterns that no teaching or correction can do. Of course, there are great individual differences, which depend on effort, attitudes, amount of exposure, quality of teaching and plain talent, but there seems to be a cap for the best adults in the best circumstances.
Many explanations have been advanced for children's superiority: they exploit Motherless (the simplified, repetitive conversation between parents and children), make errors oneself- consciously, are more motivated to communicate, like to conform, are not set in their ways, and have no first language to interfere. But some of these accounts are unlikely, based on what is known about how language acquisition works. Recent evidence is calling these social and motivation explanations into doubt. Holding every other factor constant, a key factor stands out: sheer age.
Systematic evidence comes from the psychologist Elisa Newport and her colleagues. They tested Korean and Chinese-born students at the University of Illinois who had spent at least ten years in the United States. The immigrants were given a list of 276 simple English sentences, half of them containing some grammatical errors. The immigrants who came to the United States between the ages of 3 and 7 performed identically to American bom students. Those who arrived between the ages of 8 and 15 did worse the later they arrived, and those who arrived between 17 and 39 did the worst of all, and showed huge variability unrelated to their age of arrival.According to the first paragraph, what is TRUE about adults' learning another language?
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Read the following passage and choose among A, B, C or D the correct answer to each of the questions.
FIRST TIME IN THE AIR
When John Mills was going to fly in an aero plane for the first time, he was frightened.
He did not like the idea of being thousands of feet up in the air. "I also didn't like the fact that I wouldn't be in control," says John.
"I'm a terrible passenger in the car. When somebody else is driving, I tell them what to so. It drives everybody crazy."
However John couldn't avoid flying any longer. It was the only way he could visit his grandchildren in Canada.
"I had made up my mind that I was going to do it, I couldn't let my son, his wife and their three children travel all the way here to visit me. It would be so expensive for them and I know Tom's business isn't doing so well at the moment - it would also be tiring for the children - it's a nine-hour flight!" he says.
To get ready for the flight John did lots of reading about aero planes. When he booked his seat, he was told that he would be flying on a Boeing 747, which is better known as a jumbo jet. "I needed to know as much as possible before getting in that plane. I suppose it was a way of making myself feel better. The Boeing 747 is the largest passenger aircraft in the world at the moment. The first one flew on February 9th 1969 in the USA. It can carry up to 524 passengers and 3.400 pieces of luggage. The fuel for aero planes is kept in the wings and the 747 is wings are so big that they can carry enough fuel for an average car to be able to travel 16,000 kilometers a year for 70 years. Isn't that unbelievable? Even though I had discovered all this very interesting information about the jumbo, when I saw it for the first time, just before I was going to travel to Canada, I still couldn't believe that something so enormous was going to get up in the air and fly. I was even more impressed when I saw how big it was inside with hundreds of people!"
The biggest surprise of all for John was the flight itself. "The take-off itself was much smoother than I expected although I was still quite scared until we were in the air. In the end, I managed to relax, enjoy the food and watch one of the movies and the view from the window was spectacular. I even managed to sleep for a while! Of course," continues John, "the best reward of all was when I arrived in Canada and saw my son and his family, particularly my beautiful grandchildren. Suddenly, I felt so silly about all the years when I couldn't even think of getting on a plane. I had let my fear of living stop me from seeing the people I love most in the world. I can visit my son and family as often as I like now!"
What surprised John most about the flight?
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Bees, classified into over 10,000 species, are insects found in almost every part of the world except the northernmost and southernmost regions. One commonly known species is the honeybee, the only bee that produces honey and wax. Humans use the wax in making candles, lipsticks, and other products, and they use the honey as a substance that people eat to maintain life and growth. While gathering the nectar and pollen with which they make honey, bees are simultaneously helping to fertilize the flowers on which they land. Many fruits and vegetables would not survive if bees did not carry the pollen from blossom to blossom.
Bees live in a structured environment and social structure within a hive, which is a nest with storage space for the honey. The different types of bees each perform a unique function. The worker bee carries nectar to hive in a special stomach called a honey stomach. Other workers make beeswax and shape it into a honeycomb, which is a waterproof mass of six-sided compartments, or cells. The queen lays eggs in completed cells. As the workers build more cells, the queen lays more eggs.
All workers, like the queen, are female, but the workers are smaller than the queen. The male honeybees are called drones; they do no work and cannot sting. They are developed from unfertilized eggs, and their only job is to impregnate a queen. The queen must be fertilized in order to lay more worker eggs. During the season when less honey is available and the drone is of no further use, the workers block the drones from eating the honey so that they will starve to death.In what way does the reading imply that bees are useful in nature?
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Political and economic reforms launched in 1986 have transformed the country from one of the poorest in the world, with per capita income around US $100, to lower middle income status within a quarter of a century with per capita income of around US $2,100 by the end of 2015.
Vietnam’s per capita GDP growth since 1990 has been among the fastest in the world, averaging 5.5 percent a year since 1990, and 6.4 percent per year in the 2000s. Vietnam’s economy continued to strengthen in 2015, with estimated GDP growth rate of 6.7 percent for the whole year.
The Vietnamese population is also better educated and has a higher life expectancy than most countries with a similar per capita income. The maternal mortality ratio has dropped below the upper-middle- income country average, while under-five mortality rate has fallen by half, to a rate slightly above that average. Access to basic infrastructure has also improved substantially. Electricity is now available to almost all households, up from less than half in 1993. Access to clean water and modem sanitation has risen from less than 50 percent of all households to more than 75 percent.
Vietnam’s Socio-Economic Development Strategy (SEDS) 2011-2020 gives attention to structural reforms, environmental sustainability, social equity, and emerging issues of macroeconomic stability. It defines three "breakthrough areas": promoting human resources/skills development (particularly skills for modem industry and innovation), improving market institutions, and infrastructure development.
In addition, the five-year Socio-Economic Development Plan 2011-2015 focused on three critical restructuring areas - the banking sector, state-owned enterprises and public investment - that are needed to achieve these objectives. The recent draft of the SEDP 2016-2020 acknowledges the slow progress of the reform priorities of the SEDP 2011-2015.
With agriculture still accounting for almost half the labour force, and with significantly lower labour productivity than in the industry and services sectors, future gains from structural transformation could be substantial. The transformation from state to private ownership of the economy is even less advanced. The state also wields too much influence in allocating land and capital, giving rise to heavy economy wide inefficiencies. So, adjusting the role of the state to support a competitive private sector-led market economy remains a major opportunity. This will be important for enhancing productivity growth which has been stagnating for a long time.Which of the followings is NOT mentioned as an example of development in Vietnam?
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Read the following passage and mark the letter A, B, C, or D on your answer sheet to indicate the correct answer to each of the questions:
A term 'megalopolis' (or megacity) was first used by French geographer Jean Gottman to describe the north-eastern United States in 1961. The term is used more widely now and is defined as an urban area of more than 10 million inhabitants dominated by a low-density housing. In 1995 there were 14 megacities. By 2020 there could be 30.
Megacities are the result of the process of urbanization. After cities grew into crowded urban centres, people who could afford to move into suburbs at the edge of the city. When the suburbs in turn became crowded, people moved into villages and dormitory towns outside the city, but within commuting distance. In this way, for the first time since industrialisation, the countryside began to gain population, whereas cities lost their inhabitants. In the 1980s St Louis and Detroit in the America lost between 35 and 47 per cent of their populations and London lost 15 per cent in the 20 years to 1971.
However, this movement away from cities does not mean that the city is dying. In fact it is spreading. From the old city develops a metropolitan area with many low-level urban developments. When these metropolitan areas merge together, they form megacities which contain over 10 million people. The largest of these is in America, called Boswash - a region over 300 miles long from Boston in the north to Washington, DC in the south with more than 44 million people. There are emerging megalopolises in Britain centred around London and the south-east, in Germany in the industrial region of the Ruhr and Japan in the Tokyo-Osaka-Kyoto region.Movement away from cities creates .
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No educational medium better as means of spatial communication than the atlas. Atlases deal with such invaluable information as population distribution and density. One of the best, Pennycooke's World Atlas, has been widely accepted as a standard owing to the quality of its maps and photographs, which not only show various settlements but also portray them in a variety of scales. In fact, the very first map in the atlas is a cleverly designed population cartogram that projects the size of each country if geographical size were proportional to population. Following the proportional layout, a sequence of smaller maps shows the world’s population density, each country’s birth and death rates, population increase or decrease, industrialization, urbanization, gross national product in terms of per capita income, the quality of medical care, literacy, and language. To give readers a perspective on how their own country fits in with the global view, additional projections depict the world's patterns in nutrition, calorie and protein consumption, health care, number of physicians per unit of population, and life expectancy by region. Population density maps on a subcontinental scale, as well as political maps. Convey the diverse demographic phenomena of the world in a broad array of scales.
The word “layout” in the passage refers to .........
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Whales are the largest animals in the world, and the gentlest creatures we know. Although the whale is very huge, it is not hindered at all by its size when it is in the water. Whales have tails that end like flippers. With just a gentle flick, it can propel itself forward. The skin of a whale is so smooth that it does not create any friction that can slow the whale down. A whale’s breathing hole is located on the top of its head, so it can breathe without having to completely push its head out of the water. Whales are protected from the cold seawater by body fat that is called blubber.
Whales live in the ocean but, in terms of behaviours, they are more similar to humans than fish. They live in family groups and they even travel in groups when they have to migrate from cooler to warmer waters. The young stay with their parents for as long as fifteen years. Whales are known not to desert the ill or injured members; instead, they cradle them.
When whales are in danger, there are people who go to great lengths to help them. One such case occurred in 1988, when three young whales were trapped in the sea. It was close to winter and the sea had begun to freeze over. Whales are mammals that require oxygen from the air, so the frozen ice was a great danger to them. All they had then was a tiny hole in the ice for them to breathe through. Volunteers from all over soon turned up to help these creatures. They cut holes in the ice to provide more breathing holes for the whales. These holes would also serve as guides for the whales so that they could swim to warmer waters.Which of the following best describes the main idea of this passage?
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Read the following passage and mark the letter A, B, C, or D on your answer sheet to indicate the correct word or phrase that best fits each of the numbered blanks.
MAKING THE MOST OF YOUR TIME
These days we are under pressure to increase the amount of work we can achieve in the shortest time. The pace of life threatens to leave many of us behind, and (1)........ of this pressure we spend time looking for short-cuts in our working lives. However, these time-saving measures may actually cause more problems than they solve.
Some organisations seem to expect staff to work more than the usual eight hours, without recognising the fact that tiredness causes people to make silly mistakes and leads to (2)......... working practices. Try setting clear (3)......... in your everyday work, however, you must be careful that these are not unrealistic and can be achieved within the working day. We tend to (4)......... people who can multi-task because we think they are working hard – but do all the electronic gadgets they use increase their efficiency in the long run? Instead, they may distract them from the task in hand and cause a loss of concentration. Maybe (5)........... with every email or mobile phone call immediately is not the best use of anyone’s time. To sum up, my advice is to keep everything simple, and prioritise tasks - you will become happier at work – and so will your boss!
(1)...............................
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Choose the best answer:
Jeans are very popular with (23) _________ people all over the world. Some people say that
jeans are the “uniform” of youth. But they haven’t always been popular. The story of jeans started (24) _________ two hundred years ago. People in Genoa, Italy made pants so the cloth made in Genoa (25) _________ “jeanos”. Accordingly, the pants were called “jeans”.
In 1850, a salesman in California began selling pants made of canvas. His name was Levi Strauss. Because they were so strong, “Levi’s pants” became (26)_________ gold miners, farmers and cowboys. Six years later, Levi began making his pants with blue cotton cloth called denim. Soon after, factory (27) _________in the US and Europe began wearing jeans. At the time, young people actually didn’t wear them very much until later on.
24.
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In the United States, friendship can be close, constant, intense, generous and real, yet fade away in a short time if circumstances change. Neither side feels hurt by this. Both may exchange Christmas greetings for a year or two, perhaps a few letters for a while - then no more. If the same two people meet again by chance, even years later, they pick up the friendship where they left off and are delighted.
In the United States, you can feel free to visit people's homes, share their holidays, or enjoy their lives without fear that they are taking on a lasting obligation. Do not hesitate to accept hospitality because you can’t give it in turn. No one will expect you to do so for they know you are far from home. Americans will enjoy welcoming you and be pleased if you accept their hospitality easily.
Once you arrived there, the welcome will be fun, warm, and real. Most visitors find themselves readily invited into many homes there. In some countries it is considered inhospitable to entertain at home, offering what is felt as only home cooked food, not doing something for your guests." It is felt that restaurant entertaining shows more respect and welcome. Or for other different reasons, such as crowded space, language difficulties, or family customs, outsiders are not invited into homes.
In the United States, both methods are used, but it is often considered friendlier to invite a person to one's home than to go to a public place, except in purely business relationship. So, if your host or hostess brings you home, do not feel that you are being shown inferior treatment.
Don't feel neglected if you do not find flowers awaiting you in your hotel room, either. Flowers are very expensive there; hotel delivery is uncertain; arrival times are delayed, changed or cancelled - so flowers are not customarily sent as a welcoming touch. Please do not feel unwanted! Outward signs vary in different lands; the inward welcome is what matters, and this will be real.AIn the United States, inviting guests to a family dinner is than inviting them to a public place, except some situations.
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The New York Times is a daily newspaper published in New York city. For a long time, it has been the newspaper of record in the United States and one of the world’s great newspapers. Its strength is in its editorial excellence; it has never been the largest newspaper in terms of circulation.
The Times was established in 1851 as a penny paper whose editors wanted to report the news in a
restrained and objective fashion. It enjoyed early success as its editors set a pattern for the future by appealing to a cultured, intellectual readership instead of a mass audience. However, in the late nineteenth century, it came into competition with more popular, colorful, if not lurid, newspapers in New York City. Despite price increases, the Times was losing $1,000 a week when Adolph Simon Ochs bought it in 1896. Ochs built the Times into an internationally respected daily. He hired Carr Van Anda as editor. Van Anda placed greater stress than ever on full reporting of the news of the day, and his reporters maintained and emphasized existing good coverage of international news. The management of the paper decided to eliminate fiction from the paper, added a Sunday magazine section, and reduced the paper’s price back to a penny. In April 1912, the paper took many risks to report every aspect of the sinking of the Titanic. This greatly enhanced its prestige, and in its coverage of two world wars, the Times continued to enhance its
reputation for excellence in world news.
In 1971, the Times was given a copy of the so–called “Pentagon Papers,” a secret government study of U.S. involvement in the Vietnam War. When it published the report, it became involved in several awsuits. The U.S. Supreme Court found that the publication was protected by the freedom–of–thepress clause in the First Amendment of the U.S. Constitution. Later in the 1970s, the paper, under Adolph Ochs’s grandson, Arthur Ochs Sulzberger, introduced sweeping changes in the organization of the newspaper and its staff and brought out a national edition transmitted by satellite to regional printing plants.What word or phrase does the word “his” as used in paragraph 3 refer to?
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After the Anasazi abandoned southwestern Colorado in the late 1200s or early 1300s, history’s pages are blank. The Anasazi were masons and apartment builders who occupied the deserts, river valleys, and mesas of this region for over a thousand years, building structures that have weathered the test of time.
The first Europeans to visit southwestern Colorado were the ever-restless, ambitious Spanish, who sought gold, pelts, and slaves. In 1765, under orders from the Spanish governor in Santa Fe, Juan Maria Antonio Rivera led a prospecting and trading party into the region. Near the Dolores River in southwestern Colorado, he found some insignificant silver-bearing rocks, and it is thought that it was he who named the mountains nearby the Sierra de la Plata or the Silver Mountains. Rivera found little of commercial value that would interest his superiors in Santa Fe, but he did open up a route that would soon lead to the establishment of the Old Spanish Trail. This expedition and others to follow left names on the land which are only reminders we have today that the Spanish once explored this region.
In 1776, one of the men who had accompanied Rivera, Andre Muniz, acted as a guide for another expedition. That party entered southwestern Colorado in search of a route west to California, traveling near today’s towns of Durango and Dolores. Along the way, they camped at the base of a large green mesa which today carries the name Mesa Verde. They were the first Europeans to record the discovery of an Anasazi archeological site in southwestern Colorado.
By the early 1800s, American mountain men and trappers were exploring the area in their quest for beaver pelts. Men like Peg-leg Smith were outfitted with supplies in the crossroads trapping town of Taos, New Mexico. These adventurous American trappers were a tough bunch. They, possibly more than any other newcomers, penetrated deeply into the mountain fastness of southwestern Colorado, bringing back valuable information about the area and discovering new routes through the mountains. One of the trappers, William Becknell, the father of the Santa Fe Trail, camped in the area of Mesa Verde, where he found pottery shards, stone houses, and other Anasazi remains.The phrase “the region” in paragraph 2 refers to .
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Loneliness is a curious thing. Most of us can remember feeling most lonely when we were not in fact alone at all, but when we were surrounded by people. Everyone has experienced, at some time, that utter sense of isolation that comes over you when you are at a party, in a room full of happy laughing people, or in an audience at a theatre or a lecture. It suddenly seems to you as if everybody knows everybody else, everybody is sure of himself, everybody knows what is going on; everybody, that is, except you. This feeling of loneliness which can overcome you when are in a crowd is very difficult to get rid of. People living alone - divorced, widowed or single people - are advised to tackle their loneliness by joining a club or society, by going out and meeting people. Does this really help? And what do you do if you are already surrounded by people? There are no easy solutions. Your first day at work, or at a new school or university, is a typical situation in which you are likely to feel lonely. You feel lonely because you feel left out of things. You feel that everybody else is full of confidence and knows what to do, but you are adrift and helpless. The fact of the matter is that, in order to survive, we all put on a show of self-confidence to hide our uncertainties and doubts. So it is wrong to assume that you are alone. In a big city it is particularly easy to get the feeling that everybody except you is leading a full, rich, busy life. Everybody is going somewhere, and you tend to assume that they are going somewhere nice and interesting, where they can find life and fulfilment. You are also going somewhere, and there is no reason at all to believe that your destination is any less, or, for that matter, any more exciting than the next man's. The trouble is that you may not be able to hide the fact that you are lonely, and the miserable look on your face might well put people off. After all, if you are at a party you are not likely to try to strike up a conversation with a person who has a gloomy expression on his face and his lips turned down at the comers. So trying to look reasonably cheerful is a good starting point in combating loneliness, even if you are choking inside. The next thing to avoid is finding yourself in a group where in fact you are a stranger, that is, in the sort of group where all the other people already know each other. There is a natural tendency for people to stick together, to form 'cliques'. You will do yourself no good by trying to establish yourself in a group which has so far managed to do very well without you. Groups generally resent intrusion, not because they dislike you personally, but because they have already had to work quite hard to turn the group into the functioning unit. To include you means having to go over a lot of ground again, so that you can learn their language, as it was, and get involved in their conversation at their level. Of course if you can offer something the group needs, such as expert information, you can get in quickly. In fact the surest way of getting to know others is to have an interest in common with them. There is no guarantee that you will then like each other, but at least part of your life will be taken up with sharing experiences with others. It is much better than always feeling alone. If all this seems to be a rather pessimistic view of life, you have to accept the fact that we are all alone when it comes down to it. When the most loving couple in the world kiss and say goodnight, as soon as the husband falls asleep, the wife realizes that she is alone, that her partner is as far away as if he were on another planet. But it is no cause for despair: there is always tomorrow.Other people are unlikely to want to talk to you if.........................
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Geothermal energy is natural heat from the interior of the Earth that is converted to heat buildings and generate electricity. The idea of harnessing Earth’s internal heat is not new. As early as 1904 , geothermal power was used in Italy . Today, Earth’s natural internal heat is being used to generate electricity in 21 countries , including Russia, Japan, New Zealand, Iceland, Mexico, Ethiopia, Guatemala, EI Salvador, the Philippines, and the United States .Total worldwide production is approaching 9,000 MW (equivalent to nine large modern coal-burning or nuclear power plants)-double the amount in 1980 .Some 40 million people today receive their electricity from geothermal energy at a cost competitive with that of other energy sources. In EI Salvador , geothermal energy is supplying 30% of the total electric energy used.
However, at the global level, geothermal energy supplies less than 0,15%of the total energy supply.
Geothermal energy may be considered a nonrenewable energy source when rates of extraction are greater than rates of natural replenishment. However, geothermal energy has its origin in the natural heat production within Earth , and only a small fraction of the vast total resource base is being utilized today. Although most geothermal energy production involves the tapping of high heat sources, people are also using the low-temperature geothermal energy of groundwater in some applications.Geothermal Systems
The average heat flow from the interior of the Earth is very low, about 0,06% W/m2.This amount is trivial compared with the 177 W/m2from solar heat at the surface in the United States. However, in some areas, heat flow is sufficiently high to be useful for producing energy . For the most part, areas of high heat flow are associated with plate tectonic boundaries. Oceanic ridge systems (divergent plate boundaries) and areas where mountains are being uplifted and volcanic island arcs are forming (convergent plate boundaries) are areas where this natural heat flow is anomalously high. One such region is located in the western, United States, where recent tectonic and volcanic activity has occurred.
On the basis of geological criteria, several types of hot geothermal systems (with temperatures greater than about 800C , or 1760F)have been defined, and the resource base is larger than that of fossil fuels and nuclear energy combined. A common system for energy development is hydrothermal convection, characterized by the circulation of steam and / or hot water that transfers heat from depths to the surface.Geothermal Energy and the Environment
The environmental impact of geothermal energy may not be as extensive as that of other sources of energy , but it can be considerable. When geothermal energy is developed at a particular site, environmental problems include on-site noise, emissions of gas, and disturbance of the land at drilling sites, disposal sites, roads and pipelines, and power plants. Development of geothermal energy does not require large-scale transportation of raw materials or refining of chemicals, as development of fossil fuels does. Furthermore, geothermal energy does not produce the atmospheric pollutants associated with burning fossil fuels or the radioactive waste associated with nuclear energy. However, geothermal development often does produce considerable thermal pollution from hot waste-waters, which may be saline or highly corrosive, producing disposal and treatment problem.
Geothermal power is not very popular in some locations among some people. For instance, geothermal energy has been produced for years on the island of Hawaii, where active volcanic processes provide abundant near surface heat. There is controversy, however, over further exploration and development .Native Hawaiians and other -
Read the following passage and mark the letter A, B, C or D on your answer sheet to indicate the correct answer to each of the questions:
The ocean bottom - a region nearly 2.5 times greater than the total land area of Earth - is a vast frontier that even today is largely unexplored and uncharted. Until about a century ago, the deep-ocean floor was completely inaccessible, hidden beneath waters averaging over 3,600 meters deep. Totally without light and subjected to intense pressures hundreds of times greater than at the Earth's surface, the deep-ocean bottom is a hostile environment to humans, in some ways as forbidding and remote as the void of outer space.
Although researchers have taken samples of deep-ocean rocks and sediments for over a century, the first detailed global investigation of the ocean bottom did not actually start until 1968, with the beginning ofthe National Science Foundation's Deep Sea Drilling Project (DSDP). Using techniques first developed for the offshore oil and gas industry, the DSDP's drill ship, the Glomar Challenger, was able to maintain a steady position on the ocean's surface and drill in very deep waters, extracting samples of sediments and rock from the ocean floor.
The Glomar Challenger completed 96 voyages in a 15-year research program that ended in November 1983. During this time, the vessel logged 600,000 kilometers and took almost 20,000 core samples of seabed sediments and rocks at 624 drilling sites around the world. The Glomar Challenger's core samples have allowed geologists to reconstruct what the planet looked like hundreds of millions of years ago and to calculate what it will probably look like millions of years in the future. Today, largely on the strength of evidence gathered during the Glomar Challenger's voyages, nearly all earth scientists agree on the theories of plate tectonics and continental drift that explain many of the geological processes that shape the Earth.
The cores of sediment drilled by the Glomar Challenger have also yielded information critical to understanding the world's past climates. Deep-ocean sediments provide a climatic record stretching back hundreds of millions of years, because they are largely isolated from the mechanical erosion and the intense chemical and biological activity that rapidly destroy much land-based evidence of past climates. This record has already provided insights into the patterns and causes of past climatic change - information that may be used to predict future climates.Which of the following is true of the Glomar Challenger?
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Read the following passage and mark the letter A, B, C, or D on your answer sheet to indicate the correct answer to each of the questions.
Before the mid-nineteenth century, people in the United States ate most foods only in season. Drying, smoking and salting could preserve meat for a short time, but the availability of fresh meat, like that of fresh milk, was very limited; there was no way to prevent spoilage. But in 1810, a French inventor named Nicolas Appert developed the cooking-and-sealing process of canning. And in the 1850’s an American named Gail Borden developed a means of condensing and preserving milk. Canned goods and condensed milk became more common during the 1860’s, but supplies remained low because cans had to be made by hand. By 1880, however, inventors had fashioned stamping and soldering machines that massproduced cans from tinplate. Suddenly all kinds of food could be preserved and bought at all times of the year.
Other trends and inventions had also helped make it possible for Americans to vary their daily diets. Growing urban population created demand that encouraged fruit and vegetable farmers to raise more produce. Railroad refrigerator cars enabled growers and meat packers to ship perishables great distances and to preserve them for longer periods. Thus, by the 1890’s, northern city dwellers could enjoy southern and western strawberries, grapes, and tomatoes, previously available for a month at most, for up to six months of the year. In addition, increased use of iceboxes enabled families to store perishables. As easy means of producing ice commercially had been invented in the 1870’s, and by 1900 the nation had more than two thousand commercial ice plants, most of which made home deliveries. The icebox became afixture in most homes and remained so until the mechanized refrigerator replaced it in the 1920’s and 1930’s.
Almost everyone now had a more diversified diet. Some people continued to eat mainly foods that were heavily in starches or carbohydrates, and not everyone could afford meat. Nevertheless, many families could take advantage of previously unavailable fruits, vegetables, and dairy products to achieve more varied fare.
Which of the following types of food preservation was NOT mentioned in the passage?
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Read the following passage and mark the letter A, B, C or D on your answer sheet to indicate the correct answer to each of the questions:
In this modern world where closed-circuit television (CCTV) cameras are everywhere and smartphones in every pocket, the routine filming of everyday life is becoming pervasive. A number of countries are rolling out body cams for police officers; other public-facing agencies such as schools, councils and hospitals are also experimenting with cameras for their employees. Private citizens are getting in on the act too: cyclists increasingly wear headcams as a deterrent to aggressive drivers. As camera technology gets smaller and cheaper, it isn't hard to envisage a future where we're all filming everything all the time, in every direction.
Would that be a good thing? There are some obvious potential upsides. If people know they are on camera, especially when at work or using public services, they are surely less likely to misbehave. The available evidence suggests that it discourages behaviours such as vandalism. Another upside is that it would be harder to get away with crimes or to evade blame for accidents.
But a world on camera could have subtle negative effects. The deluge of data we pour into the hands of Google, Facebook and others has already proved a mixed blessing. Those companies would no doubt be willing to upload and curate our body-cam data for free, but at what cost to privacy and freedom of choice?
Body-cam data could also create a legal minefield. Disputes over the veracity and interpretation of police footage have already surfaced. Eventually, events not caught on camera could be treated as if they didn't happen. Alternatively, footage could be faked or doctored to dodge blame or incriminate others.
Of course, there's always the argument that if you're not doing anything wrong, you have nothing to fear. But most people have done something embarrassing, or even illegal, that they regret and would prefer they hadn't been caught on film. People already censor their social media feeds – or avoid doing anything incriminating in public – for fear of damaging their reputation. Would ubiquitous body cams have a further chilling effect on our freedom?
The always-on-camera world could even threaten some of the attributes that make us human. We are natural gossips and backbiters, and while those might not be desirable behaviours, they oil the wheels of our social interactions. Once people assume they are being filmed, they are likely to clam up.
The argument in relation to body-cam ownership is a bit like that for guns: once you go past a critical threshold, almost everyone will feel they need one as an insurance policy. We are nowhere near that point yet – but we should think hard about whether we really want to say "lights, body cam, action."It is stated in paragraph 4 that unrecorded events .
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Read the following passage and mark the letter A, B, C, or D on your answer sheet to indicate the correct answer to each of the questions:
The problem of cardiac arrest has become a major problem these days. A lot of patients have acute pain after suffering from a stroke. There are plenty of medicines, surgical methods developed in the field of medicine to treat such cardiac problems. These solutions are time consuming and costly. In the process of rehabilitation, the medicines also have a lot of side effects on the human body and take time to give relief. Therefore, a lot of people go for alternative therapies that help in rehabilitation of patients who suffer from cardiac stroke. The alternative therapies help in relieving pain, stress and make the body healthy and fit through exercise, yoga as well as meditation.
Those who have the cardiac complaint have to take a good care of their diet.
Also, they must look after their regular exercise in order to stay fit and make sure that they do not take undue stress. These are some of the precautions that you need to take while you are in the process of rehabilitation. The cardiac rehabilitation can be carried out at the rehabilitation centers as well as at the residence of the patients. Once the patient learns all the exercise and techniques of meditation and understands what diet he or she should include in their meals as the instructions of the doctor’s and dieticians, then it is possible to accomplish the rehabilitation process at home with little guidance and monitoring. But the best results are seen at the center, where the program is given to a group of patients together.
The alternative therapies used for cardiac rehabilitation are stress management, physical exercises and diet. Stress management is very much essential in the rehabilitation process because it has a lot of effects on the patient’s body. A lot of relaxation techniques are taught to the patients that helps them in stress management, among them meditation is one of the main focuses.
The various rehabilitation programs also give you information on how to have a stress free lifestyle. The patients are supported and encouraged to discuss their problems with the counselor or fellow patients. This helps them to vent their feelings and feel comforted. Breathing exercises are also of great help for the patients who are undergoing cardiac rehabilitation.
In addition to stress management, physical exercises are also given a lot of importance in the rehabilitation program. The patients are asked to perform various forms of physical exercise which are suitable to them depending on their age and the severity of their problems. These activities include activities like walking, jogging, cycling, and some other sports like badminton, tennis etc., to maintain their health and keep their muscles, bones, and body tissues in a good state. Cardio exercise in a gymnasium is also encouraged. This helps in strengthening the muscles and managing weight.
The diet of these patients also needs to be looked upon very carefully. Such people should stay away from alcohol and tobacco consumption in order to improve their health. Make sure that their meals include plenty of organic foodstuffs as well as fruits and juices. Do not include junk and oily foodstuffs in your diet because they are very difficult to digest. The intake of calories should also be done at required level. It is a significant fact that the patients have to understand and work accordingly.Which of the following is NOT supported by the passage?