100 câu trắc nghiệm Tiếng Anh chuyên ngành ngân hàng
Với hơn 100 câu trắc nghiệm Tiếng Anh chuyên ngành ngân hàng có đáp an được chia sẻ dành cho các bạn sinh viên chuyên ngành Ngân hàng tham khảo ôn tập chuẩn bị cho kì thi sắp tới. Để việc ôn tập trở nên hiệu quả hơn, các bạn có thể ôn theo từng phần trong bộ câu hỏi này bằng cách trả lời lần lượt các câu hỏi cũng như so sánh đáp và lời giải chi tiết được đưa ra. Sau đó các bạn hãy chọn tạo ra đề ngẫu nhiên để kiểm tra lại kiến thức mình đã ôn tập được nhé. Chúc các bạn thành công!
Chọn hình thức trắc nghiệm (20 câu/30 phút)
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Câu 1:
It may seem a long way into the future but in the end you will get some----------- from your investment:
A. Produce
B. Price
C. Benefit
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Câu 2:
The net worth or equity of the shareholders’ investment in a company:
A. Cash
B. Credit
C. Capital
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Câu 3:
Closing of a company and selling of its assets:
A. Liquidity
B. Liquid
C. Liquidation
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Câu 4:
A small book that records a depositor’s deposits, withdrawals and interest payments by the bank:
A. Journal
B. Passbook
C. Ledger
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Câu 5:
The ……………….represents the total value of the goods and services produced by a country over some unit of time (a month, a season, a year etc.):
A. Gross Domestic Product
B. Gross Profit Margin
C. Gross National Income
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Câu 6:
Failure to carry out the terms of a contract, especially failure to pay back a debt:
A. Default
B. Deficiency
C. Delinquent
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Câu 7:
The exporter does not dispatch the goods until payment has been received from the importer. There is no risk for the exporter – all the risk is taken by the importer:
A. advance payment
B. documentary collection
C. documentary credit
D. open account
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Câu 8:
Houses, bungalows, apartments, offices, shops and other any type of building you can own are called…………..:
A. housing
B. property
C. buildings
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Câu 9:
Loan where the borrower is not likely to pay:
A. Non-secured loan
B. Non-performing loan
C. Non-negotiable loan
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Câu 10:
Two or more customers may apply for a ……………………..:
A. two-person account
B. joint account
C. together account
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Câu 11:
The remaining amount of money in an account:
A. Credit
B. Debit
C. Balance
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Câu 12:
Things a company owns and uses in its business:
A. Liabilities
B. Owners’ equity
C. Assets
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Câu 13:
In order to withdraw money the bank requires your………….. :
A. Statement
B. Savings account
C. Signature
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Câu 14:
Income a bank derives from loans and investment securities:
A. non-interest income
B. interest income
C. net income
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Câu 15:
You are never too young to start----------some money in a savings account:
A. Investing
B. Infusing
C. Interesting
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Câu 16:
The bank will simply not let you………….any money unless you can prove that you have been in regular employment for at least 3 years:
A. lend
B. provide
C. borrow
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Câu 17:
A debt instrument that bears interest and promises repayment:
A. Share
B. Bond
C. Check
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Câu 18:
What is an overdraft?
A. A type of bank account
B. An agreed amount you can borrow when your account balance runs out
C. A check returned unpaid
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Câu 19:
You can obtain cash at any time of the day or night from……..:
A. an ATM
B. a bank teller
C. a bank receptionist
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Câu 20:
Loan which is guaranteed by the borrower giving assets as security:
A. Secured loan
B. Securities loan
C. Securitized loan