100 câu trắc nghiệm Tiếng Anh chuyên ngành ngân hàng
Với hơn 100 câu trắc nghiệm Tiếng Anh chuyên ngành ngân hàng có đáp an được chia sẻ dành cho các bạn sinh viên chuyên ngành Ngân hàng tham khảo ôn tập chuẩn bị cho kì thi sắp tới. Để việc ôn tập trở nên hiệu quả hơn, các bạn có thể ôn theo từng phần trong bộ câu hỏi này bằng cách trả lời lần lượt các câu hỏi cũng như so sánh đáp và lời giải chi tiết được đưa ra. Sau đó các bạn hãy chọn tạo ra đề ngẫu nhiên để kiểm tra lại kiến thức mình đã ôn tập được nhé. Chúc các bạn thành công!
Chọn hình thức trắc nghiệm (20 câu/30 phút)
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Câu 1:
Money given to developing countries by richer ones is known as ……………:
A. debt
B. aid
C. subsidy
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Câu 2:
Computerized banking is………:
A. Consumer banking
B. Corporate banking
C. Electronic banking
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Câu 3:
Payment by the bank for the use of a depositor’s money:
A. Principal
B. Interest
C. Loan
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Câu 4:
Balance sheets of subsidiary companies grouped together into the balance sheet of the parent company:
A. Comprehensive balance sheet
B. Consolidated balance sheet
C. Common balance sheet
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Câu 5:
Closing of a company and selling of its assets:
A. Liquidity
B. Liquid
C. Liquidation
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Câu 6:
Loan where the borrower is not likely to pay:
A. Non-secured loan
B. Non-performing loan
C. Non-negotiable loan
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Câu 7:
You can obtain cash at any time of the day or night from……..:
A. an ATM
B. a bank teller
C. a bank receptionist
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Câu 8:
The money that you borrow from a banking institution is called a……..:
A. Loan
B. Deposit
C. Commission
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Câu 9:
We are thinking of buying a house and we would like to talk to a………:
A. Borrowing guy
B. Checking supervisor
C. Loan officer
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Câu 10:
An employee who serves customers in a bank for their deposits, withdrawals and other services:
A. Manager
B. Teller
C. Receptionist
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Câu 11:
To pay interest on a debt and also repay the principal at due date:
A. To service a debt
B. To schedule a debt
C. To set off a debt
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Câu 12:
Banking services offered to large companies:
A. consumer banking
B. retail banking
C. corporate banking
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Câu 13:
Debts which a company has to pay within the next accounting period:
A. Contractual liabilities b/ c/
B. Current liabilities
C. Long-term liabilities
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Câu 14:
The financial institution is as an intermediary since………..:
A. it gets deposits from customers and then it provides loans to customers
B. it operates between the buyers and the sellers
C. it takes capital from its reserve and offers to its creditors.
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Câu 15:
Debt which will not be paid and which has to be written off in the accounts book:
A. Bad debt
B. Critical debt
C. Doubtful debt
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Câu 16:
ncome a bank derives from sources such as fees and service charges, trading income, and investment securities gains:
A. Interest income
B. Non-interest income
C. Net income
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Câu 17:
A depositor is ………….when he writes a check for more money than he has in his account:
A. overdrawn
B. debited
C. credited
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Câu 18:
The accounting value of a company ( assets minus liabilities):
A. Net profit
B. Net worth
C. Net sales
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Câu 19:
What is the primary source of income for commercial banks?
A. Fees
B. Deposits
C. Loans
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Câu 20:
…………………. acts as a unit of account, a store of value, and a medium of exchange in transactions:
A. Currency
B. Cash
C. Money