100 câu trắc nghiệm Tiếng Anh chuyên ngành ngân hàng
Với hơn 100 câu trắc nghiệm Tiếng Anh chuyên ngành ngân hàng có đáp an được chia sẻ dành cho các bạn sinh viên chuyên ngành Ngân hàng tham khảo ôn tập chuẩn bị cho kì thi sắp tới. Để việc ôn tập trở nên hiệu quả hơn, các bạn có thể ôn theo từng phần trong bộ câu hỏi này bằng cách trả lời lần lượt các câu hỏi cũng như so sánh đáp và lời giải chi tiết được đưa ra. Sau đó các bạn hãy chọn tạo ra đề ngẫu nhiên để kiểm tra lại kiến thức mình đã ôn tập được nhé. Chúc các bạn thành công!
Chọn hình thức trắc nghiệm (20 câu/30 phút)
Chọn phần
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Câu 1:
Banks make their profits from the difference between the interest rate charged to borrowers and that paid to depositors, also known as …..:
A. mistake
B. margin
C. range
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Câu 2:
The central bank is ………….to the commercial banks which are meeting the liquidity problem:
A. the commercial lender
B. the lender of last resort
C. the corporate lender
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Câu 3:
An organized market for the issue of new securities and the exchange of secondhand ones:
A. stock exchange
B. foreign exchange
C. commodity exchange
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Câu 4:
The amount of money made from an investment is its………….:
A. rate of return
B. rate of interest
C. rate of exchange
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Câu 5:
All the money received by a person or a company is known as …………….:
A. aid
B. income
C. wages
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Câu 6:
Money paid by the government or a company to a retired person is a …………….:
A. pension
B. rebate
C. subsidy
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Câu 7:
The money needed to start a company is called……………………………….:
A. aid
B. capital
C. debt
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Câu 8:
Money given to developing countries by richer ones is known as ……………:
A. debt
B. aid
C. subsidy
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Câu 9:
A type of deposit account which pays a favorable rate of interest:
A. Savings account
B. Checking acount
C. Transaction account
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Câu 10:
Which of the following best describes the bank system?
A. Regulated and unsafe
B. Regulated and safe
C. Unregulated and safe
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Câu 11:
If ever you find you have an unexpected expense, you can always………..some money from your current account:
A. extract
B. withdraw
C. exit
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Câu 12:
Income a bank derives from loans and investment securities:
A. non-interest income
B. interest income
C. net income
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Câu 13:
Banking services offered to large companies:
A. consumer banking
B. retail banking
C. corporate banking
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Câu 14:
Two or more customers may apply for a ……………………..:
A. two-person account
B. joint account
C. together account
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Câu 15:
Debt which will not be paid and which has to be written off in the accounts book:
A. Bad debt
B. Critical debt
C. Doubtful debt
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Câu 16:
Not yet paid or completed:
A. Outstanding
B. Outright
C. Outgoing
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Câu 17:
Loan which is guaranteed by the borrower giving assets as security:
A. Secured loan
B. Securities loan
C. Securitized loan
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Câu 18:
Members of a board of directors who are not full-time managers of the company:
A. Directors
B. Non-executive directors
C. Executice directors
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Câu 19:
Balance sheets of subsidiary companies grouped together into the balance sheet of the parent company:
A. Comprehensive balance sheet
B. Consolidated balance sheet
C. Common balance sheet
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Câu 20:
Assets used by a company in its ordinary works ( such as cash, materials, finished products, monies owed by customers ):
A. Fixed assets
B. Current assets
C. Liquid assets