100 câu trắc nghiệm Tiếng Anh chuyên ngành ngân hàng
Với hơn 100 câu trắc nghiệm Tiếng Anh chuyên ngành ngân hàng có đáp an được chia sẻ dành cho các bạn sinh viên chuyên ngành Ngân hàng tham khảo ôn tập chuẩn bị cho kì thi sắp tới. Để việc ôn tập trở nên hiệu quả hơn, các bạn có thể ôn theo từng phần trong bộ câu hỏi này bằng cách trả lời lần lượt các câu hỏi cũng như so sánh đáp và lời giải chi tiết được đưa ra. Sau đó các bạn hãy chọn tạo ra đề ngẫu nhiên để kiểm tra lại kiến thức mình đã ôn tập được nhé. Chúc các bạn thành công!
Chọn hình thức trắc nghiệm (20 câu/30 phút)
Chọn phần
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Câu 1:
Failure to carry out the terms of a contract, especially failure to pay back a debt:
A. Default
B. Deficiency
C. Delinquent
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Câu 2:
The government bank which regulates all commercial banks in a country is called …………….:
A. Investment bank
B. Merchant bank
C. Central bank
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Câu 3:
Being able to pay all debts on due date:
A. Insolvency
B. Solvency
C. Liquidity
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Câu 4:
Legal agreement where someone lends money to another person so that he can buy a property, the property being the security:
A. Mortgage
B. Security
C. Collateral
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Câu 5:
You can obtain cash at any time of the day or night from……..:
A. an ATM
B. a bank teller
C. a bank receptionist
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Câu 6:
A numerical assessment of the risk of a potential borrower:
A. Credit rating
B. Credit risk
C. Credit history
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Câu 7:
Computerized banking is………:
A. Consumer banking
B. Corporate banking
C. Electronic banking
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Câu 8:
Name or value of coin or banknote e.g VND 1000, VND 10000, VND 50000:
A. Denomination
B. Denominator
C. Depreciation
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Câu 9:
An employee who serves customers in a bank for their deposits, withdrawals and other services:
A. Manager
B. Teller
C. Receptionist
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Câu 10:
The value of one currency in terms of another:
A. Interest rate
B. Exchange rate
C. Option rate
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Câu 11:
A statement sent regularly to customers – showing debits, credits and the balance of the account:
A. Income statement
B. Cash flow statement
C. Account statement
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Câu 12:
Movement of money from one bank account to another one:
A. Transfer b/ c/
B. Trade
C. Travel
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Câu 13:
A debt instrument that bears interest and promises repayment:
A. Share
B. Bond
C. Check
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Câu 14:
The net worth or equity of the shareholders’ investment in a company:
A. Cash
B. Credit
C. Capital
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Câu 15:
Units of equity of companies which may be bought and sold on the stock exchange and may rise and fall in value:
A. Shares
B. Standing order
C. Security
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Câu 16:
………………consist of everything a company owes:
A. Liabilities
B. Owners’ equity
C. Assets
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Câu 17:
ncome a bank derives from sources such as fees and service charges, trading income, and investment securities gains:
A. Interest income
B. Non-interest income
C. Net income
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Câu 18:
The exporter sends the goods and documents to the foreign buyer. The buyer pays the invoice when the goods arrive, or within a certain period from the invoice date. This can be risky,as the exporter trusts the buyer to honour the original sales contract:
A. advance payment
B. documentary collection
C. documentary credit
D. open account
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Câu 19:
A foreign bank issues an undertaking to the exporter ( through a bank in the exporter’s country) to pay for the goods as long as the exporter complies with the terms and conditions of the contract. This is a much safer form of payment for the exporter. To be even safer, the exporter can arrange for the bank in his/her country to act as “ confirming bank”, which means that the bank in the exporter’s country is responsible for the transaction:
A. advance payment
B. documentary collection
C. documentary credit
D. open account
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Câu 20:
The exporter does not dispatch the goods until payment has been received from the importer. There is no risk for the exporter – all the risk is taken by the importer:
A. advance payment
B. documentary collection
C. documentary credit
D. open account