100 câu trắc nghiệm Tiếng Anh chuyên ngành ngân hàng
Với hơn 100 câu trắc nghiệm Tiếng Anh chuyên ngành ngân hàng có đáp an được chia sẻ dành cho các bạn sinh viên chuyên ngành Ngân hàng tham khảo ôn tập chuẩn bị cho kì thi sắp tới. Để việc ôn tập trở nên hiệu quả hơn, các bạn có thể ôn theo từng phần trong bộ câu hỏi này bằng cách trả lời lần lượt các câu hỏi cũng như so sánh đáp và lời giải chi tiết được đưa ra. Sau đó các bạn hãy chọn tạo ra đề ngẫu nhiên để kiểm tra lại kiến thức mình đã ôn tập được nhé. Chúc các bạn thành công!
Chọn hình thức trắc nghiệm (20 câu/30 phút)
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Câu 1:
ncome a bank derives from sources such as fees and service charges, trading income, and investment securities gains:
A. Interest income
B. Non-interest income
C. Net income
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Câu 2:
We are thinking of buying a house and we would like to talk to a………:
A. Borrowing guy
B. Checking supervisor
C. Loan officer
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Câu 3:
To deposit share certificates with a lender / bank as security for money borrowed:
A. To pledge share certificates
B. To sell share certificates
C. To negotiate share certificates
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Câu 4:
When you give money to a bank, who are you?
A. A borrower
B. A depositor
C. A withdrawer
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Câu 5:
A record of a depositor’s deposits and withdrawals:
A. Accounting
B. Accountant
C. Account
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Câu 6:
Movement of money from one bank account to another one:
A. Transfer b/ c/
B. Trade
C. Travel
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Câu 7:
The exporter does not dispatch the goods until payment has been received from the importer. There is no risk for the exporter – all the risk is taken by the importer:
A. advance payment
B. documentary collection
C. documentary credit
D. open account
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Câu 8:
Money owed by a company:
A. Accounts receivable
B. Accounts payable
C. Expense accounts
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Câu 9:
Money given to developing countries by richer ones is known as ……………:
A. debt
B. aid
C. subsidy
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Câu 10:
A depositor is ………….when he writes a check for more money than he has in his account:
A. overdrawn
B. debited
C. credited
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Câu 11:
An economy that lacks a commonly accepted currency, so all exchanges must be made with goods and services because money does not exist in these economies:
A. Monetary economy
B. Barter economy
C. Commodity economy
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Câu 12:
A foreign bank issues an undertaking to the exporter ( through a bank in the exporter’s country) to pay for the goods as long as the exporter complies with the terms and conditions of the contract. This is a much safer form of payment for the exporter. To be even safer, the exporter can arrange for the bank in his/her country to act as “ confirming bank”, which means that the bank in the exporter’s country is responsible for the transaction:
A. advance payment
B. documentary collection
C. documentary credit
D. open account
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Câu 13:
Loan where the borrower is not likely to pay:
A. Non-secured loan
B. Non-performing loan
C. Non-negotiable loan
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Câu 14:
Assets used by a company in its ordinary works ( such as cash, materials, finished products, monies owed by customers ):
A. Fixed assets
B. Current assets
C. Liquid assets
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Câu 15:
Failure to carry out the terms of a contract, especially failure to pay back a debt:
A. Default
B. Deficiency
C. Delinquent
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Câu 16:
What is an overdraft?
A. A type of bank account
B. An agreed amount you can borrow when your account balance runs out
C. A check returned unpaid
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Câu 17:
Debts which a company has to pay within the next accounting period:
A. Contractual liabilities b/ c/
B. Current liabilities
C. Long-term liabilities
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Câu 18:
Payment by the bank for the use of a depositor’s money:
A. Principal
B. Interest
C. Loan
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Câu 19:
A statement sent regularly to customers – showing debits, credits and the balance of the account:
A. Income statement
B. Cash flow statement
C. Account statement
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Câu 20:
The remaining amount of money in an account:
A. Credit
B. Debit
C. Balance